Retirement Planning Made Simple

Simple, easy-to-understand retirement planning, designed just for you.

Retirement Planning Made Simple: Is it possible?

Given how much confusion exists about retirement, “retirement planning made simple” sounds impossible. To begin with, you’ll need to determine where you want your money to go. Of course, there are many types of retirement accounts and investments. For instance, if your money is currently in a Roth IRA, traditional IRA, 401(k), or 403(b), you’ll need to decide if this is where you’ll keep all of your retirement savings. In addition, investment decisions are made as time goes on. With all these items to consider, retirement planning does not sound simple at all.

What makes it simple?

Marathon Group Financial believes that your retirement journey does not need to be overly complex. For example, we believe in a strategy that protects some of your money. If the ups and downs of the stock market did work for you before retirement, it is likely that your focus now needs to shift. More of your savings will need to move into more conservative options as you age. Otherwise, the volatility of the stock market might cause you to lose your money. So, when you reach retirement, it may be time to keep your money as safe as possible.

Some of the ways in which we help clients keep things simple are via the products we offer. For example, fixed index annuities (FIAs) may provide more protection for your money than some other choices. Also, some clients choose to use FIAs as their lifetime income source, making retirement income planning easy. In addition, your potential rate of return should be something you understand as well. Finally, be sure to include a plan for protecting a certain amount of money in your overall simple retirement plan.

retirement planning made simple
retirement planning made simple in Temecula, CA

What Is Retirement Planning Made Simple?

First Let's Answer Some Questions

Or a general idea of when you can say goodbye to your employer? Usually, the closer that date is, the more people begin to closely watch their retirement accounts. After all, this is the money you are counting on to live out the rest of your days. Sometimes, people begin to feel a bit overwhelmed because they know that a big stock market drop could impact their plans. This worry can cause some people to have a hard time actually enjoying retirement or spending money. To us, a simple retirement plan should take these emotional concerns into account as well.

What it Means

While you may have heard people say “the best things in life are free” we believe the best retirement plans are simple. If you have a plan that needs your attention all the time, maybe it isn’t the best plan for you. Simple retirement planning simply means:

  1. You know where your money us, and how it makes money for you
  2. A portion of your money is protected from ups and downs of the market
  3.  If you need help or have retirement questions, you have someone who you trust to help

How To Maintain Simplicity

Marathon Group Financial works hard to keep your retirement plan easy. We meet with our clients at least once per year (or more depending upon their needs) to make sure we are all on the same page. Financial products can be complicated. But, your retirement doesn’t have to be. We want you to truly know how your investments are performing and what your options are at all times. You deserve choices and solutions for a retirement plan made simple.

When we say we’re in it for the long run, we mean it.

In our meetings with clients, we provide updates and information. We hold our fiduciary duty with the highest regard. This means we must always do what is in your best interest, no matter what. We are clear about your choices and spend time to make sure you truly understand. In addition, you can attend (at no cost) one of our educational seminars. During these events, we talk about several retirement issues and help address concerns. When you know more, things are simplified.

We are here for you

We are your retirement process partners. Marathon Group Financial has over 30 years of helping people with their financial goals and protecting their assets. Reach out to schedule an appointment. At no cost to you, we’ll meet to discuss everything your retirement has to offer. Or, sign up for one of our events to learn more.

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